NMTAP partners with San Juan Center for Independence (SJCI) and Four Corners Community Bank (FCCB) to help New Mexicans with disabilities obtain needed accessibility in life when no other options are available.

San Juan Center for Independence logo

What is the Access Loan New Mexico Program?

Access Loan New Mexico is a statewide, low interest loan program that allows New Mexicans with disabilities to purchase assistive technology or make home modifications so that the individual can live more independently or productively.

What can I buy with the loans?

Examples of Assistive Technology:

  • Wheelchairs & motorized scooters
  • Hearing Aids
  • Magnifiers and other visual aids
  • Computers with modifications
  • Control/switches for lights, doors, and appliances
  • Vehicles with lifts or hand controls

You can also use Access Loan New Mexico to make certain modifications to your home. Examples of home modifications:

  • Kitchen redesign
  • Roll-in showers or other bathroom modifications
  • Widening of doorways
  • Ramps and home accessibility modifications

What if my credit record is poor or I don’t have a job?

Your application is reviewed on the basis of your ability to make the monthly payments, to pay back the loan. Your Social Security, disability, or retirement benefits are taken into consideration as income. Your debt, stability in your residence, and job are also considered. Some applicants are denied, but Access Loan New Mexico’s criteria are more flexible than most banks.

How much money can I borrow?

Generally, it is based on affordability. You may apply for the amount you need, but actual loan amounts will depend on the item purchased and your ability to repay. The average maximum amount is about $25,000.

What do I need to do to apply for a loan?

  1. Complete an Access Loan Application (Download Access Loan New Mexico App Application – MS Word)
  2. Complete a Four Corners Community Bank Application (Download Four Corners Community Bank Application – PDF)
  3. Complete a Disclosure Consent Form (Download Authorization to Request Release Confidential Records and Information – MS Word)
  4. Submit the above documents to:
    Larry McCabe
    1204 San Juan Blvd
    Farmington, NM 87401
    Ph: (505) 566-5831
    Fx: (505) 566-5842
  5. The loan committee reviews all documents with approval or denial of the request within a week. Loan closing is done with FCCB and completion of a satisfaction survey is requested.

For more information please contact Larry McCabe using the above contact information, call the Toll Free in NM 1-877-484-4500 or visit San Juan Center for Independence’s Access Loan New Mexico website.

NMTAP is a program of the State of New Mexico Governor’s Commission on Disability, under a grant from the U.S Department of Health and Human Services, Administration on Community Living.